Excess liability coverage, commonly known as umbrella coverage, provides the additional protection you need in case a judgment against you exceeds the liability limits of your existing auto or homeowners policy. Umbrella coverage increases your personal liability limits by adding protection to your current auto, boat, and/or homeowners policies.
The availability of coverage and certain coverage provisions vary by carrier and state. Please be sure to indicate your state when requesting a quote. This coverage is normally written by the same carrier that provides your auto or homeowners insurance, but can also be purchased as a stand-alone policy.