Group Insurance Programs

Accidental Death and Dismemberment

This plan provides full 24-hour coverage for accidental death or dismemberment which might occur anywhere in the world, on the job, on vacation, or at home.  Members from 18 to 69 years of age are eligible.  Coverage continues after age 70 at a reduced amount. The cost of this coverage is $1.00 per month (charged quarterly) for each $10,000 in coverage up to $300,000.  Family coverage is $1.50 per month (charged quarterly) per $10,000 in coverage.  Payments are automatically deducted from your checking or savings account. Members of Alaska USA Federal Credit Union, 18 years of age or older, automatically qualify for $2,000 of 24-hour Accidental Death and Dismemberment insurance at no cost.

You may sign up online for Accidental Death and Dismemberment insurance, download an acceptance form that can be mailed, or if you have received a personal offer in the mail, enter your personal offer code.

Group Term Life

Group term life insurance offered through Alaska USA is now provided by The Prudential Insurance of America and features low-cost protection with minimal health questions (and tests when necessary). Death benefits range from $25,000 to $250,000 for primary insureds and their spouses with premiums based on age, gender, and smoking status. Coverage is available to members between 18 and 69 (with coverage ending at age 75). Coverage for dependent children is also available at a rate of only $2.50 per month for $20,000 of coverage. An accelerated death benefit of up to 50% of coverage in force exists for insureds who are diagnosed with a terminal illness and a prognosis of 12 months or less. Payments are automatically deducted from your checking or savings account.

You may apply online for Group Term Life insurance.

Insurance products are provided by various carriers and are obligations of the issuing insurance company are not obligations of Alaska USA Federal Credit Union. Product offers and availability differ by state.