Programs for Alaska USA Members

Loan Protection

Guaranteed Asset Protection (GAP)

GAP cancels the difference between the market value of the vehicle and the loan balance (less exclusions and subject to GAP maximums).

Payment Protection

Payment protection is a voluntary debt cancellation program that cancels your Alaska USA loan balance or your monthly loan payment (depending on the package selected) in the event of disability or death.

Insurance Products

Accidental Death and Dismemberment

This plan provides coverage for accidental death or dismemberment which might occur anywhere in the world, on the job, on vacation, or at home.

Term Life

Term life insurance offered through Alaska USA features low-cost protection with minimal health questions. Payments are automatically deducted from your checking or savings account.

Whole Life Insurance

Whole insurance offers lifelong protection with premiums that never increase, and provides cash benefits payable at your death. Plus, it builds cash value over time.


Insurance products are provided by various carriers and are obligations of the issuing insurance company are not obligations of Alaska USA Federal Credit Union. Product offers and availability differ by state.