Consumer Loan Rates

Learn about Alaska USA consumer loans and credit cards and how to apply.

Special loan rates available when you apply online!

Rates as of 7/17/2018

Vehicle Loans

Loan Program and Term Annual Percentage Rate
Auto and Truck (new)
  6-48 Months 4.200% - 10.200%(1)
  49-60 Months 4.200% - 10.200%(1)
  61-72 Months 4.450% - 10.450%(1)
  73-84 Months 4.950% - 10.950%(1)
  85-96 Months 6.700% - 12.700%(1)
Auto and Truck (used)
  6-48 Months 4.200% - 12.700%(1)
  49-60 Months 4.200% - 12.700%(1)
  61-72 Months 4.450% - 12.950%(1)
  73-84 Months 4.950% - 13.450%(1)
  85-96 Months 6.700% - 15.200%(1)
Motorcycle and Off-road Vehicles
  6-72 Months 4.250% - 15.350%(1)
  73-84 Months (available only on motorcycle loans) 5.500% - 13.500%(1)
Recreational Vehicle (RVs)
  6-144 Months 5.250% - 11.500%(1)
  145-180 Months 6.000% - 12.250%(1)
  181-240 Months 6.750% - 13.000%(1,2)
Pickup Camper Combination
  6-120 Months 7.000% - 11.400%(1)

Other Secured

Loan Program and Term Annual Percentage Rate
Aircraft
  6-240 Months 6.250% - 9.250%(1,2)
Boats and Vessels
  6-120 Months 5.500% - 13.750%(1)
  121-180 Months 6.250% - 14.000%(1)
  181-240 Months 6.750% - 15.000%(1,2)
Miscellaneous Equipment
  6-84 Months 5.500% - 13.500%(1)
Pledge of Certificates (Percent Above Certificate Rate) 2.000%
Pledge of Shares
  0-24 Months 2.200%
  25-60 Months 3.200%
  61-144 Months 4.200%

Credit Cards and Unsecured Loans

Loan Program and Term Annual Percentage Rate
Visa® Credit Cards
  Signature and Platinum10.5%, 12.5%, 14.5%(1)
  Visa Platinum Secured 14.500%
Credit Line (unsecured) 13.500%
Signature and Comaker
  6-36 Months 14.900%

(1) Interest rate is dependent upon the credit qualifications of the borrower(s).

(2) A balloon payment for the balance owed is due 180 months from the loan date.

Loan Payment Example:
A new auto loan of $25,000 for five years at 4.20% APR will have a monthly payment of $462.67.